Sell house and rent back is a trustworthy alternative to home equity release. Home equity release is a drastic house scheme that should truly be the last resort in extreme cases of financial difficulty.

Essentially, sell and rent back entails signing away your home equity, or a portion of it, to an investment company in exchange for a cash loan. These loans are usually tax-free, and homeowners are permitted to reside in their real homes as tenants for a long as they wish. The loan is settled and the cumulative interest paid when the homeowner passes away or the property is sold.